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GENERAL LIABILITY
Coverage for liability that arises out of the conduct of a business. This could cover premises and operations exposures arising out of the location of the business, and also products and completed operations to cover damage from defective products or operations performed. There are other coverage's which may also fall under the general liability label.
Coverage for an insured when negligent acts and/or omissions result in bodily injury and/or property damage on the premises of a business. Also provides coverage when someone is injured as the result of using a product manufactured or distributed by a business, or when someone is injured in the general operation of a business.
Commercial general liability coverage insures a business against accidents and injury that might happen on its premises, as well as exposures related to its products. It will protect you from payments for bodily injury or property damage to a third party, for medical expenses accruing to the underlying incident, for the cost of defending lawsuits including investigations and settlements, and for any bonds or judgments required during an appeal procedure. No matter how diligently you remove all possible hazards from your business, you could be sued successfully for accidents resulting from something as simple as the carelessness of a customer.
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Copyright 2008 AJS Insurance, Inc. |
