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TRUCK INSURANCE
SPECIALIST
LOW DOWN
PAYMENTS !!! BEST RATES ANYWHERE
!!!
Primary Liability
Primary Liability Insurance coverage
protects you from damage or injuries to other people
as a result of a truck accident. This
truck insurance coverage is mandated by state and
federal agencies and proof of coverage is required to be
sent to them. We provide insurance coverage limits
ranging from $35,000 to $1,000,000. Pricing is dependant
on region, driving records, and history of the trucking
operation.
Physical Damage
Trucking Physical Damage Insurance is coverage for your
truck and trailer. This insurance coverage is for repair
or replacement for damage resulting from things such as
collision, fire, theft, hail, windstorm, earthquake,
flood, mischief, or vandalism to your owned vehicles.
Pricing is based on the value of your equipment and
usually pays a percentage of that value. This truck
insurance coverage may be required by the lien holder of
your vehicle.
Motor Truck Cargo
Motor Truck Cargo insurance protects the transporter for
his responsibility in the event of damaged or lost
freight. The policy is purchased with a maximum load
limit per vehicle. Truck insurance coverage limits can
range from $10,000 to $100,000 with excess policies
available upon request. Pricing for this insurance is
mainly dependant on the type of cargo being hauled.
Trailer Interchange
Trailer Interchange Insurance is coverage for the legal
liability of truckers for loss or damage to non-owned
trailers and equipment which are in the insured's
possession under a written trailer interchange
agreement.
Non-Trucking Liability
Non-Trucking Liability (Bobtail Coverage)
provides limited liability truck insurance for
owner-operators who are permanently leased to an ICC
regulated carrier. It provides limited liability
protection when the owner-operator is not on dispatch,
nor pulling a loaded trailer. For example, this coverage
would apply when the owner-operator gets their truck
washed or brings their trucks into a shop for repairs.
Once the owner-operator is under dispatch, they are
covered under the Primary Liability insurance policy of
the company that they are leased to.
ICC Authority
Interstate Operating Authority is permission granted by
the federal government to transport regulated freight
across state lines. Interstate Operating Authority is
now granted by the Office of Motor Carrier Safety
Administration under the auspices of the Federal Highway
Authority. Unlike many of the other regulations
governing interstate operations, there is no minimum
weight threshold that requires compliance. Any vehicle
operating for hire in interstate transportation of
regulated freight or passengers must have operating
authority. |
